HM Group (estab. 1994)

Well-established, well-diversified business group – Global Metals Trading, Arbitrage Trading, Commercial and Property Investments. Two new business lines that recently added are an online business & premium packaged water business. HM Group runs a value-based profitable business enterprise with equal focus on philanthropic activities.

Haresh Mehta

A professionally qualified entrepreneur with a 30-year proven track record in running profitable, growing and ethical business enterprises, Haresh is involved in all strategic thinking and decisions for Zokudo. Being an UHNI himself, his understanding of the buyer mindset and desire is very strong. He has set up Premium eBusiness Venture Pvt Ltd (PEV) to launch Zokudo as well as other online ventures.

Yash Mehta, Founder & CEO

Yash is the brain and driving force behind Zokudo, and as the Founder and CEO of the organization he leads it from the front with his core leadership team. With an international education that started as an engineering degree at University of Michigan in America and ended with a business degree from Kingston University in the UK, Yash has a diverse educational background and the experiences that go with it which more than reflects in his vision for the organization. This when combined with work experience from some of India’s top organizations such as TISCO, JM Financial and Cedar Consultancy makes Yash the dynamic leader he is today.

Ratnesh Jain, Chief Executive & Nodal Officer

Ratnesh has been a part of the concept development, strategy and execution team since inception. Ratnesh is an IIMA alumni having 29+ years of leadership experience with companies like Bank of America, Hindustan Lever, Birla, Reliance, Good Health, Horton International, etc.

Ashish Jain, Financial Controller

Ashish heads the Finance, Accounts, Legal & Compliance function at PEV. Ashish is a CA and has 10+ years of experience in leading Finance & Accounts teams in organizations of various sizes and geographies.

Amarprit Kaur Gill, Operations Manager

Amarprit heads the operations department at PEV. Amarprit is postgraduate in Marketing and has about 8 years of experiences in operations & marketing in various domains, especially in retail & corporate gifting.

Mr. A.P. Hota

Mr. A.P. Hota was the Former Managing Director & CEO of National Payments Corporation of India since August 2010. He has spend a significant portion of his career in the Reserve Bank of India from 1982 to 2009 has been instrumental in the design and implementation of Payment systems in India.

Under his leadership, NPCI has launched India’s own card scheme ‘RuPay’ in record three years’ time which is now accepted on all three channels, viz. ATM, PoS and eCommerce with an issuance figure of 200 Million plus RuPay cards. He has played a key role in implementation of MICR technology in Cheque Clearing, Electronic Funds Transfer, Automated Clearing House, Cheque Truncation System and RTGS system in India.

Mr. A.P. Hota is an Honorary Fellow of the Indian Institute of Banking and Finance. He has been a member in various Committees of the Government of India and Reserve Bank of India (RBI) and has contributed to policy and decision-making processes in Payment Systems and Financial Inclusion in particular.

At Zokudo, Mr. A.P. Hota provides key strategic advice to the leadership team on the Banking and Payments space here in India.

Mr. Tanksale

Mr. Tanksale is one of the most senior and respected bankers in India, having been the Chairman & Managing Director of Central Bank of India and the CEO of the Indian Banks Association (IBA). He is a Fellow member of Management Accountants of India (FCMA) and Indian Institute of Banking and Finance (CAIIB) and has spent over 4 decades in the Indian banking industry, during which he led three major Indian Public Sector banks. Mr. Tanksale has been conferred with several prestigious awards and recognitions and served on important committees of the Reserve Bank of India (RBI) and the Government of India.

Besides serving on Company Boards, Mr. Tanksale is also an Advisor to SWIFT India (SWIFT India Domestic Services Private Limited, a majority owned subsidiary of Society of Worldwide Interbank Financial Telecommunication, Belgium).

Ujwal Tamminedi, Technology Head

Ujwal Tamminedi is a seasoned technology and financial services professional who has diverse domain, industry and geographical experience. He has led projects of USD 6MN with 100+ human resources scattered across multiple geographies. Ujwal has interest and good understanding of the technology landscape overall with keenness in technologies such as FinTech, AI, Analytics, crypto platforms which have great potential for technology and financial industries. His experience includes working with companies such as Infosys, Citibank N.A. besides fast growing start-ups. He is MBA from EDHEC business school France, a top MBA school in Europe. His undergraduate is engineering in computer sciences.